1. Online application: First-time loan students need to log in to the online service system of student loan of China Development Bank () and fill in their basic personal information, then fill in the Application Form for Student Geoscience Loan of China Development Bank, export it and print it. Students who have not applied in advance also need to fill in the Identification Form for Students with Financial Difficulties printed together with the application form.
2. On-site audit: When students apply for a loan for the first time, they need to bring the required materials with the borrower as follows.
(1) Application Form for Student Loan of China Development Bank
② The original ID cards and household registration books of the student and the borrower (if they are not in the same household registration book, the household registration books of the loan student and the borrower should be brought at the same time).
(3) College Admission Notice (college students hold the original student ID card)
(4) Students who have not applied in advance need to bring the Identification Form for Students with Financial Difficulties to the handling place for on-site audit.
If you apply for a student-origin student loan, the loan student needs to download the application form and fill in the confirmation form after signing it. The confirmation form needs to be signed by yourself and the borrower. Loan students need to sign a contract with the borrower at the county-level help center where the household registration is located. After signing the contract, you will also get a receipt. After returning to school, the loan student should give the receipt to the teacher, and then the teacher will complete the unified entry.
For example, the student loan renewal, as long as the online loan renewal is opened in the local area, the loan renewal can be completed directly online, and I don't need to go to the scene to sign a loan contract.
The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy.
Application conditions: Full-time undergraduates (including students in higher vocational colleges), second bachelor's degree students and graduate students in ordinary colleges and universities can apply for national student loans if they meet the following conditions:
1, family financial difficulties;
2. Those who have China nationality and have reached the age of 16 must hold Chinese identity cards;
3. Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);
4, honest and trustworthy, law-abiding, no illegal behavior;
5. Study hard and finish your studies normally.
Application materials: Students apply for loans from banks through schools after the start of the new school year. The following materials are required:
1, national student loan application;
2. A copy of my student ID card and resident ID card (the minor provides the valid identity certificate of the legal guardian and the written opinion of agreeing to apply for a loan);
3. My explanation of the family's financial difficulties;
4. Proof of family financial difficulties issued by the relevant department where the student's family is located.
Application amount: In principle, the maximum amount of full-time undergraduate students per academic year is not more than 8,000 yuan, and the maximum amount of full-time graduate students per academic year is not more than 12000 yuan.
legal ground
Measures for the Administration of Student Loans of the People's Bank of China Article 1 In order to support the development of education and speed up the training of talents, commercial banks and urban and rural credit cooperatives (hereinafter referred to as lenders) may independently handle student loans according to the general principles of loans.