Lian Xin is not a financial platform, but it has powerful functions, such as text chat, voice conversation, file transfer, resource sharing, VoIP and social circle.

If you want a loan, you can choose WeChat's micro-loan. It is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, a domestic Internet bank, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.