The third stage is the explosion of the address book, and the collection will call the contacts in the borrower's address book, which is likely to have a bad influence on your interpersonal relationship. The fourth stage is to outsource the collection business to a third-party collection company. Compared with online lending platforms, third-party collection is often more difficult to talk about and more intense.
Specific steps
The borrower shall apply to the bank outlets offering small loans. When applying, the borrower should bring ID card, proof of address, proof of stable income source and other related materials, and if it is a merchant, it should also bring a business license.
After receiving the lender's application, the bank will review the lender, sign a loan contract with the bank after the approval of the bank, and the bank will lend money and the lender will get the loan smoothly.