Baoding's new policy stipulates that employees can apply for housing provident fund personal housing loans for more than six consecutive months (inclusive). If the housing provident fund is paid in different places, it can be calculated according to the certificate issued by the original place of payment. Overseas employees who pay housing provident fund can apply for housing provident fund personal housing loans in Baoding.
After September 30th this year, if you use your own funds to purchase the first set of self-operated housing with a construction area of less than 90 square meters, and you don't use the housing provident fund loan, you can withdraw the balance of your spouse's housing provident fund account by several times with proof and other materials, and the total amount of withdrawal shall not exceed the total purchase amount.
Those who are included in the minimum living guarantee for local urban residents, under special circumstances, in case of emergencies and serious family difficulties, poor workers can withdraw the remaining amount of their own and their spouses' housing provident fund once a year.
The first home loan was settled, and the first home loan policy was implemented in order to improve the living conditions and buy ordinary housing again.
It is not allowed to issue housing provident fund personal housing loans to employees' families who purchase more than the third set of housing.
In addition, if people who have no residence rent affordable housing or other housing, they can use relevant certificates to withdraw housing provident fund from their own and their spouses' accounts, but the withdrawal amount shall not exceed the total rent.