1. Employees who work in Shenyang and pay housing provident fund in the center.

2. Before applying for a loan, the applicant or the applicant's unit has paid the housing provident fund for the employees for 6 months as required.

3. The down payment ratio of house purchase shall not be less than 20%.

If the applicant and * * * the same applicant have bad credit records in loans overdue in the first three times before applying for housing provident fund loans, the down payment ratio of loans will be increased by 10% according to different houses on the basis of existing policies. If the loan is overdue for 3 consecutive times (including 3 times) or accumulated for more than 6 times, housing provident fund loans will no longer be accepted.

4. The applicant has a stable economic income and the ability to repay the loan.

5. The applicant agrees to provide the loan guarantee method approved by the Center.

6. The applicant and the applicant (including spouse) have no outstanding loans or other debts.

7. The development enterprise of the shopping industry of the applicant has signed a guarantee agreement with the center.

★ Loan requirements shall be provided.

1. The ID cards of the applicant and the * * * applicant are 4 originals and 4 copies respectively (copied on both sides of A4 paper, the same below).

2. Original and photocopy of the household registration book 1 copy. Home page, borrower page and * * * same applicant page (including spouse)

3. Original and photocopy of marriage certificate 1 copy (single person should provide the original 1 copy of marriage information certificate issued by the civil affairs department where the household registration is located, and the validity period is 1 month).

4, housing provident fund savings inquiry card.

5. 4 originals of the commercial housing sales contract (including 1 contract for filing).

6. Two copies of commercial housing sales (pre-sale) license.

7. The new building number approval form in duplicate.

8. Original 1 copy of Record Form for Commercial Housing Sales Contract and original 1 copy of Advance Notice Registration Form.

9. 1 Original and photocopy of down payment receipt and full invoice.

10, 1 original and photocopy of maintenance fund and deed tax receipt.

The above materials are only needed for the center and guarantee.