Go to the real estate registration center to check to know that the house has not been sealed up for auction by the court or mortgaged by the bank.

Mortgage banks refer to banks that specialize in long-term loans using land, houses and other real estate as collateral and are an integral part of the mortgage loan market. The main source of funds for mortgage banks is to raise funds through the issuance of real estate mortgage securities. They can also raise funds through the discount of short-term bills and the issuance of bonds. Mortgage banks do not accept deposits and do not engage in settlement business. They are specialized mortgage loan intermediaries. The funds used by mortgage banks are mainly long-term loans with land as collateral, followed by loans with real estate as collateral.

In addition to land and houses, this type of bank uses stocks, bonds and gold as collateral. When the borrower cannot repay the loan when it is due, the bank will process the collateral to recover the loan.

There are two types of funds used:

1. Long-term loans with land as collateral, and the loan recipients are mainly land owners or farmers;

2. Loans with urban real estate as collateral. The loan targets are mainly house owners or capitalists who operate construction.

Because real estate mortgages are often difficult to sell during processing and can easily lead to a squeeze on funds, there are not many specialized mortgage banks. Therefore, commercial banks are heavily involved in real estate mortgage loan business, and many mortgage banks have also begun to operate general credit business.

Article 103 of the "Civil Procedure Law of the People's Republic of China" Property preservation shall adopt sealing, detaining, freezing or other methods prescribed by law. After the people's court preserves property, it shall immediately notify the person whose property is preserved.

If the property has been seized or frozen, it shall not be seized or frozen again.

Article 33 The following cases shall be under the exclusive jurisdiction of the people's courts specified in this article:

(1) Litigation arising from real estate disputes shall be under the jurisdiction of the people's court where the real estate is located;

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(2) Litigation filed due to disputes arising from port operations shall be under the jurisdiction of the People's Court where the port is located;

(3) Litigation filed due to disputes over inheritance shall be governed by the jurisdiction of the place of residence of the decedent at the time of his death. Or the people's court where the main heritage is located has jurisdiction.