A mortgage card can be used as a savings card.
The card used to repay a bank loan can be used as a regular bank card; however, the bank card is defaulted as a repayment card in the bank system where the loan is taken, and interest will be automatically deducted from the card when the monthly interest is deducted. Affect daily access and use. However, don’t forget to ensure that you have enough balance to repay the loan on the repayment date. If the balance is insufficient and the payment cannot be deducted, your personal credit record will be affected.
1. Deposit card is a financial transaction card issued by banks to provide financial services to depositors. It can be said that it is a type of debit card. The main function of this card is to make deposits and withdrawals at networked ATM machines and bank counters, and to make purchases at networked POS.
2. The main function of the debit card is savings deposits. Cardholders can use the electronic payment network established by the bank and the magnetic stripe reading and manual password input of the card. At the same time, they can also realize card consumption, ATM cash withdrawals, transfers, various types of payments, and expenses through cards are equal to the reduction in the balance of the savings account.
What will happen if the bank card online banking and mobile banking for home loans are not activated?
If the bank card online banking and mobile banking for home loans are not activated, you can only go to the bank counter to handle repayment, and cannot do it online. Repay via bank or mobile banking transfer. Banks need to activate online banking when handling mortgage repayments. After handling online banking at the bank, the following operations are required to activate:
1. When logging in for the first time, you need to download and install the online banking login security control to provide safe online banking. Login environment;
2. After logging into online banking for the first time, you need to change the online banking login password and set it to a combination of letters and numbers to improve the security of online banking;
3 , after logging in to online banking for the first time, you must also set up a "reserved verification information" to improve the security of online payment;
4. Note: Remember the online banking login password to avoid using it in Internet cafes Log in to personal online banking.