In CCB, all vehicles can be used as collateral for loans.

According to Article 34 of the Guarantee Law of People's Republic of China (PRC), the following properties can be mortgaged:

(1) houses and other attachments on the land owned by the mortgagor;

(2) Machines, means of transport and other property owned by the mortgagor;

(three) the right to use state-owned land, houses and other fixed objects on the ground that the mortgagor has the right to dispose of according to law;

(4) State-owned machinery, vehicles and other property that the mortgagor has the right to dispose of according to law;

(5) The land use right of barren hills, gullies, hills and wasteland contracted by the mortgagor according to law and mortgaged with the consent of the employer;

(six) other property that can be mortgaged according to law.

The mortgagor may mortgage all the properties listed in the preceding paragraph.

Extended data:

Article 26 of the Interim Measures for the Administration of Personal Loans: Lenders shall standardize the guarantee process and operation in accordance with the relevant provisions of People's Republic of China (PRC) Property Law, People's Republic of China (PRC) Guarantee Law and other laws and regulations. The Lender shall participate in the registration of the collateral if it meets the stipulations of this Contract. Where the lender entrusts a third person to handle the loan, it shall verify the registration of the collateral and provide guarantee for the personal loan, and the lender shall be completed by at least two credit personnel.

Twenty-seventh lenders should strengthen the management of loan issuance, follow the principle of separation of examination and loan, and set up an independent loan management department or post to be responsible for implementing the loan conditions and issuing personal loans that meet the agreed conditions.