It's possible. For details, please call 15882240 160.
2. What is the repayment period of Chengdu policy credit loan?
Will the policy loan be repaid monthly?
Generally, it is repaid in installments, ranging from three months to one year, usually half a year, and repayment is required every month. For example, Ping An Bank's policy loan stipulates that the loan period should not exceed 6 months, and the value date is the date when the funds arrive.
Policy loan repayment method
1, normal repayment
Repayment by installments must be made in time before the monthly repayment date, and there is no grace period. If it exceeds the time limit, it will be overdue, so be sure to repay it on time.
2. Advance payment
Most policy loans support prepayment, as long as you apply to insurance companies or banking institutions. Policy loans can also be partially repaid, which requires the unanimous consent of the insured, the insured and the lending institution. After partial repayment, a new loan contract is formed, and the remaining principal is re-phased. Once the new loan takes effect, the old loan will be terminated.
3. Is there a buffer period for repaying the company's principal loan in JD.COM?
No. There is no grace period for business owner loan repayment of Jingdong Finance, and users need to repay on time according to the repayment plan. If it is overdue, the lender will upload overdue records for credit investigation, which will adversely affect the user's credit.
4. How many days is the repayment buffer period after the policy loan expires?
A: There is no repayment buffer period.
1 If the policy fails to repay after its expiration, it shall be directly calculated at the overdue interest rate. When repayment is made, the original interest rate shall be calculated within the time limit, and the overdue interest rate shall be calculated after the deadline. After paying off the interest, the term will be recalculated from the repayment date and the original interest rate will be restored.
The policy lends 80% of the cash value, and when the remaining 20% of the cash value cannot be deducted from the interest, the policy becomes invalid. So it is best to pay interest on time or with interest.