If the payment is made within the hesitation period, the insurance company will surrender in full when surrendering.

If the payment has passed the hesitation period, the specific refund needs to be known according to the cash value table in the policy contract, loan term and other factors. For example, Xiao Liu has been insured for 15 years, with an annual payment of 5,000 yuan, a basic insurance coverage of 654.38+10,000 yuan and a basic insurance coverage of 80,000 yuan. In the seventh year, the cash value is 3 137 1 yuan.

The star of wisdom is a safe preschool insurance and a universal insurance. Universal Insurance/KLOC-If you die after 0/8 years old, the account value and basic insurance amount will be compensated. Adult universal insurance generally compensates the basic insurance amount and account value.