Supplementary information:
1. The prepayment loan has been closed. Many users have closed the loan for prepayment. This situation is often due to the system's decision to repay in advance, which may be a risky behavior of brushing the loan amount and sesame credit score.
2. It is easy to understand that the amount of prepayment is reduced, because a repayment period was originally agreed, but you repaid in advance. The system naturally thinks that there is little demand for you to borrow money, which will naturally reduce your quota and give it to those who need it more.
Extended data:
1. What if there are suddenly no places?
1, improve activity
If the user's Alipay account is not active enough and rarely uses loans, the system will think that the user does not need to borrow money and directly choose to close the user's loan page. Users can use Alipay for online and offline consumption, and use Alipay to rent charging treasures, save sesame seeds and other related functions.
2. Don't change the equipment frequently.
Many users often log into Alipay accounts on different mobile phones because they have many devices at hand. If the equipment is changed frequently like this, the system will worry about the risk of users being stolen. In order to protect the safety of funds, the system may directly close the user's loan account.
3. Improve economic strength.
If it is because users have overdue records, users can choose to use Alipay's credit card repayment function more. Prove that you have the ability and habit to repay on time, and let the system re-evaluate the personal qualifications of users. It can also effectively help the loan account to restore the line.
Second, what is a loan?
1. Credit loan (formerly known as Lending Bao) is a loan service launched by Ant Financial Services Group relying on Alipay. According to different sesame scores, users can apply for different loan quotas. ? The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan. When borrowing money, users can choose to lend money to Alipay account and bound savings bank card for personal consumption, decoration, travel and so on.
2.202 1, 1 1, the name of the loan was changed to "credit loan", and it was clearly stated that the service was provided by the bank.
1. Lending treasure is a pure credit consumption loan, and only some customers can enjoy it at present. As long as the page shows the loanable amount, you can use it at any time and receive it soon.