Ping An Pratt & Whitney loans are divided into secured products and unsecured products.
Among them, the unsecured products are:
I take out a loan
You only need to have a job for more than half a year, and your salary is more than 2000 yuan. The quota is 2000-30000 yuan, which is determined by the applicant's credit status. The application process is complete, and the loan can be released in 3 minutes at the earliest. Ping an I loan is applied online for the whole process, and the daily quota is limited, first come, first served.
Zhai e Dai
Ping An Pratt & Whitney E-loan is mainly aimed at personal mortgage loans with real estate. It charges 3% loan fee in advance, and then charges 0.68%~0.77% interest on the loan balance and 0.4%~0.5% guarantee fee on the loan amount every month. The maximum amount is 500,000 yuan, and the loan period is divided into 6. 12.24.36 months.
O2O loan
You only need to have a job for more than half a year, and your salary is more than 3000 yuan. The amount is 200,000-300,000 yuan, depending on the applicant's credit status. The application process is complete, and the loan can be released in 3 minutes at the earliest.
Oil mortgage
Ping An Pratt & Whitney Premium Mortgage is a loan product aimed at the capital turnover of friends aged 22-25 who have real estate in the local area. Any friend who meets the product requirements can apply. The maximum loan is 300,000 yuan, and the loan interest rate is 0.67%- 1. 12%/ month.
Life insurance loan
Ping An Pratt & Whitney Life Insurance Loan is a personal credit loan for friends with insurance policies. There are no requirements for the job, but there are some requirements for the insurance policy. Basically, the monthly premium of the policy should be paid to 200 yuan at least, and it can only be applied after at least six months. The maximum application amount is 300,000 yuan, and the monthly rate is 0.67%- 1.46%/ month.
Owner loan
Ping An Pratt & Whitney Owner Loan is designed for people who own independent local real estate under their names. The amount is between 20,000-1.5 million, and the monthly interest is 0.82%- 1.46%/ month, which can be paid off in 2/24/36 months. It should be noted that if you own a property with your spouse, you can't get a loan.
Wage loan
Ping An Pratt & Whitney salary loan is aimed at people who have stable jobs and good credit records in the local area. The loanable amount is 20,000-1.5 million yuan, the loan term is 12/24/36 months, and the monthly loan interest rate is 0.47%- 1.46%/ month.
Mortgage loans are:
Zhai e wealth management Dai
Zhai e commercial loan is mainly aimed at customers with personal property mortgage, with a maximum application of 500 thousand and a maximum loan period of 3 years.