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Does the country have a policy of interest-free loans?
Yes, according to the notice, the national interest-free loan policy has the following provisions for applying for small secured loans: \x0d\ 1. The maximum amount of small secured loans shall not exceed 50,000 yuan. Only 20 thousand yuan is allowed to hold the "re-employment concession card" and obtain the entrepreneurship training certificate or personal credit certificate issued by the credit cooperative district. \x0d\ The principal of the small-sum secured loan shall be repaid in installments, that is, equal monthly repayment shall be made from the second year; The interest on small secured loans is not charged to the borrower, and shall be specifically declared by the undertaking financial institution and audited by the guarantee company, and shall be allocated by the municipal finance quarterly. \x0d\ II。 Application conditions \x0d\ 1. Laid-off workers in cities and towns (holding a re-employment concession card or unemployment certificate issued by the labor and social security department); \x0d\ 2。 Unemployed demobilized soldiers in cities and towns (valid retirement certificate is required); \x0d\ 3。 Registered unemployed persons in cities and towns (with unemployment certificate); \x0d\ 4。 College graduates who have failed to find jobs for more than half a year after graduation (submit the graduation certificate of full-time ordinary colleges and universities and the employment registration certificate issued by the competent department of college graduates). \x0d\ 5。 The loan object must be a China citizen who has a fixed residence in Sanming City and a fixed residence in a local town and has full capacity for civil conduct. 6, the loan object must be within the legal working age, healthy, honest and trustworthy, with entrepreneurial will, with certain labor skills. \x0d\ 7。 Law-abiding, honest and trustworthy, no illegal acts and bad records (those with bad credit records for more than three times will not be handled). \x0d\ 8。 The projects invested by established economic entities conform to the relevant laws, regulations and policies of the state, and have obtained industrial and commercial business licenses and tax registration certificates. \x0d\ 9。 Those who have enjoyed the preferential policies for small secured loans will no longer enjoy the preferential policies for small secured loans. \x0d\ III。 Application \x0d\ 1. The Lender holds the following materials: the re-employment concession card issued by the labor and social security department, the unemployment registration certificate, or the valid certificate of the army's retirement from active service, or the graduation certificate issued by full-time colleges and universities, and the employment registration certificate issued by the competent department of college graduates; Legal and valid identification; Business license, tax registration certificate, etc. , apply to the community where the account is located, and be audited by the staff of the labor security workstation. \x0d\ 2, street labor and social security office audit. \x0d\ 3。 Approved by the Municipal Labor and Employment Center. \x0d\ 4。 The guarantee company examines and confirms the counter-guarantee. \x0d\ 5。 Bank loan.