1. The loan review of the personal loan center is very strict, and the applicant is required to provide a lot of information, including identity certificate, income certificate, work certificate, bank account, etc. And both parties need to sign a contract and notarize it in the notary office to increase its legitimacy. If the personal credit is not good, or the income is not stable enough, the application will be rejected.

2. Personal loan center is a commercial bank, which is supervised and managed by the government. Mainly to solve the financing difficulties of individuals and small and medium-sized enterprises. The interest rate is relatively high, which is not suitable for long-term loans and is more suitable for short-term turnover.