Commercial housing loan with loan term 1 year (inclusive): the interest rate is 4.35%; Loan term 1 to 5 years (inclusive): the interest rate is 4.75%; The loan term is more than 5 years: the interest rate is 4.90%. Housing provident fund loan, the loan term is less than 5 years (inclusive): the interest rate is 2.75%; The loan term is more than 5 years: the interest rate is 3.25%.

Agricultural Bank of China (ABC) has mortgage loan business, and the lender can apply for loan funds from ABC with the property under its name as collateral for consumption or operation.