1. The renovation loan of China Bank can only be used for renovation. If it is not used by decoration companies, it can also be used for offline and online decoration building materials and household items, but it can never be used for other purposes. If the bank detects that the lender has violated the rules, the bank will ask the lender to return all the loans at one time. Including but not limited to principal, handling fee, interest, late payment fee, etc. Moreover, applicants will be blacklisted in the banking system, and it will be very difficult to get loans from banks in the future. If the applicant fails to pay off in advance within the prescribed repayment period, he will also bear the penalty interest and late payment fee. If it is seriously overdue, the bank has the right to sue the applicant. After winning the case, the mortgaged items may be auctioned.

Two, decoration loans can be used in these areas:

1, offline

Large-scale home stores, decoration companies, customized stores, furniture stores, bathroom stores, tile stores, home appliances stores, decoration materials stores.

2. Online

Binding Taobao, JD.COM account, you can spend in its home improvement furniture and other related stores.

Attention should be paid to the use of decoration loans: decoration loans have certain restrictions, and some lending institutions will require lenders to provide consumption vouchers, which is strictly regulated. After applying for a decoration loan, we should pay attention to the rational use of the loan within reasonable regulations.

Enter the area and get the decoration quotation for free.

Enter the area and get the decoration quotation for free.