For enterprises, loans are a life-saving straw, which can relieve financial pressure, effectively expand production scale, and maintain daily operating needs. Many banks and financial institutions now offer corporate loans. Today we will introduce how to apply for a Hua Xia Bank corporate loan. The details are as follows.

1. Application conditions Age requirement: 25-60 years old Nationality requirement: Mainland Chinese Business license requirement: The company has been established for more than 2 years, has a fixed business location, is a legal person, and must hold shares. Invoicing requirements: Annual invoicing 100 More than ten thousand. The invoicing period must be at least 18 months, and invoicing must be issued continuously in the past year, with a maximum interruption of 2 months. It is best not to interrupt for 2 consecutive months.

3. Credit inquiry requirements: no more than 5 loan approvals in the past 3 months; overdue requirements: no more than 6 overdue loans in the past two years. No more than 24 overdue payments were made two years ago. Current overdue requirements: There cannot be any overdue loans currently. Requirements: no more than 5 credits under the name of the legal person, credit loans less than or equal to 1 million, external guarantees less than 100,000. Legal requirements: no judicial enforcement cases, no breach of trust, and no major administrative penalties

4. Other information Period: 1 year Interest rate: 6%4 Amount: Up to 500,000 Repayment method: Equal principal and interest Early repayment: No liquidated damages The above is the relevant content of Hua Xia Bank’s corporate loans. Qualified partners You can apply at an outlet. It is best to consult a credit manager. They will help you complete the entire loan application process and improve your application success rate.