I bought a house with a loan. Let’s talk about my mortgage.

For myself, the most difficult thing after buying a house was the first few years after buying a house. The house we bought in a fourth-tier city four years ago required a down payment of 200,000, a monthly payment of 3,000, and a 20-year loan. My husband and I are both working-class people. After buying a house, we had to repay the loan and support our two children. Because it is a private school, the tuition is very expensive. In addition, the new house has not been paid yet, and we rented the house for a year. Even if you don’t eat or drink, these expenses alone are a big expense.

Of course, with so much to carry, we are not trying to make ourselves fat, we are all mentally prepared in advance. In order to give my children a better education, I later quit my job to take care of my children full-time. However, I also worked part-time. As long as I could earn a small amount of money, I was willing to try it. At least I could earn some living expenses. Many people said that after buying a house, I can raise my children. Dad is looking for a job at home. My answer is: I may do it in the future, but not now. If you want to enjoy it, who wouldn't? Who doesn’t know that you can feel a lot more relaxed when your husband is always by your side? However, there are so many things that go well in life. You can't have your cake and eat it too. Women who have experienced hardships in life will not choose to be comfortable at this time.

Just get over it! In the past few years after buying a house, my husband has been working hard to make money, and I have been working hard, and so have my parents-in-law. I especially like this sentence: "Everything is prosperous when the family is in harmony." Through the hard work of our family in the past few years, we have now saved more. Save up and prepare to pay off the loan early.

I have always been adhering to the idea of ??"how much can you do?". Since you choose to buy a house, you must first weigh your financial situation. My husband and I have been in Shanghai for many years, and my friends have advised me to buy a house. We bought a house in Shanghai, but I knew my ability. We couldn’t even afford a toilet in Shanghai, so we went back to our hometown! Many people like to complain about the stress after buying a house. In fact, it only matters how much you can do as much as you can. Big cities cannot afford to buy in small cities, small cities cannot afford to buy in towns, and small cities cannot afford to buy houses in their hometowns. They only have 500,000 in their hands. But if you want to buy a house in a first-tier city, the pressure will naturally be great!