1, credit record problem. When an applicant borrows a loan, the lending institution will check the personal credit and find that the personal credit is tainted, and the lending institution will generally not approve it.

2. Information problems When applying for a loan, the loan information submitted does not meet the requirements of the lending institution, and there are cases of underreporting and false reporting.

3. The platform that does not meet the loan conditions will also look at whether the borrower meets his own loan conditions, such as age, income, work, etc., when selecting the loan object. These are the reasons why the loan review failed.