According to my years of experience. This kind of loan that only needs an ID card is mostly a scam. First of all, from the perspective of online lending technology, it is impossible to obtain loans only by relying on ID cards, otherwise, as long as individuals can't even get ID cards. Then you can directly borrow money, which is extremely unsafe. The so-called ID card and loan are generally just a means of publicity, only that the amount of information he prepares is relatively small, but in practice, he will also retrieve the data of your social security provident fund and various bank cards. Or check your credit report. Assets in your name. If you just listen to the name, the good car e-loan you mentioned may be a loan platform that provides loan credit based on automobile production. If she tells you an ID card, you can get a loan, then she is undoubtedly a liar platform. First of all, no matter whether this platform is true or not, as long as you charge in advance, you can basically be 100% sure that it is a liar platform. You must be vigilant in case you are cheated.