Jirong Loan is a black loan because it was established by an Internet loan platform with incomplete qualifications. The platform is likely to be involved in illegal and criminal activities such as loan sharking. Internet loan platforms are mixed, such as some that do not meet the standards. Generally, such lending institutions review the borrower's information quickly and issue loans quickly, but this requires the borrower to pay higher interest rates. Once a borrower takes a loan on this website and fails to repay the loan overdue, the company will call for payment. Overdue loans will affect the individual's credit report. Therefore, be careful when borrowing money. The above is the relevant content about whether Jirong Loan is a black loan. Disadvantages of bank loans

1. To apply for a loan from a bank, an individual must provide very complete supporting documents. Generally, when a user applies for a loan at a bank, he or she must provide The procedures are relatively complicated, and the materials must be true and valid. The bank must verify this matter;

2. The pledge requirements are relatively strict. Bank loans will require the borrower to provide pledges or find a A third party with high credibility provides loan guarantee. Banks are also strict in the selection of pledges. Generally, houses are used as pledges;

3. The credit standards of enterprises are relatively high. The bank must check the borrower's personal credit report to see if the borrower has a bad credit record. If the borrower has a bad credit record in the past, he may not be able to pass the bank's loan approval.

This article mainly writes about the relevant knowledge points about whether Jirong Loan is a black loan. The content is for reference only.