First, can I get a loan for the down payment on buying a house?
You can't take out a loan for the down payment on the house. The down payment is the down payment when we buy a house, and the relevant departments will look at the individual's repayment ability through this payment. After all, loans are risky. At present, buying the first suite requires a down payment of 30% and buying the second suite requires a down payment of 60%.
Second, how to finance if the down payment is not enough?
1, mortgage loan with collateral
Through the mortgage of fixed assets, some funds are obtained from the bank as the down payment of the house. However, it should be noted that when using fixed assets for loans, don't borrow too much money, so as to avoid paying off the loan after buying a house and paying it monthly, which will be very stressful.
2. Down payment and installment payment
In order to sell their houses faster, some developers will pay down payment to buyers in installments. That is, buyers only need to pay part of the down payment, and then sign a contract with the developer, and the remaining down payment only needs to be paid back within the specified time.
3. Choose credit card installment payment.
Credit cards are very popular. When paying the down payment for house purchase, you can pay by overdraft credit card, but this requires the permission of the bank. After all, not all banks support credit card down payment. If you successfully use the credit card to brush the down payment, you must repay it in time to avoid personal credit problems due to overdue.
Can I get a loan for the down payment on buying a house? How can I raise money if the down payment is not enough? I'll introduce you here first. You got it? Buying a house requires a down payment, and the down payment cannot be used for loans. Need to raise funds through other channels. You also need to choose a suitable house according to your own situation.