What are the types of farmer loans? ★ Classification by purpose 1. Farmer production and operation loans Farmer production and operation loans refer to loans issued by rural financial institutions to farmers for production and operation activities, including farmers' agricultural, forestry, animal husbandry, and fishery production and operation loans and Other production and operation loans for farmers. 2. Rural household consumption loans Rural household consumption loans refer to loans issued by rural financial institutions to farmers for their own and family living consumption, as well as medical care, study and other needs. Housing mortgage loans for rural households shall be handled in accordance with the mortgage loan management regulations of various banking financial institutions. ★ Classification by credit form Classification by credit form, farmers' loans are divided into credit loans, guaranteed loans, mortgage loans, pledge loans, and combined guarantee loans.