1. Enter the credit information blacklist.
Generally, if a credit card is overdue multiple times, it will be entered into the credit blacklist. The consequences of not being able to pay off your mortgage are more serious than being late on your credit card payments. If you don't repay your mortgage, you will definitely be on the credit blacklist, and all your loan activities will be blocked.
2. Bank penalty interest
If the borrower fails to repay the mortgage, the bank will first impose penalty interest on the borrower. If the lender pays the mortgage and penalty interest on time after receiving the notice from the bank, then there will not be a big problem. But if the lender still refuses to repay despite repeated urgings from the bank, the bank will apply to the court to repossess your house.
3. This house was auctioned at a low price
If the lender has no money to repay the mortgage, the house will be auctioned by the court, knowing that the auction house's price is much lower than the market price.
4. Hard-earned money is wasted
When the house is auctioned, the auction proceeds will not go directly to the house slave, but the bank loan and all litigation expenses will be deducted first. After deducting relevant expenses, the remaining proceeds from the auction belong to the buyer. But in this case, all the down payment, real estate transaction tax, agency fees and other expenses paid when buying a house will be in vain, which means that all your hard-earned money is wasted.
5. Family breakdown
In the case of "no money and no house", it will seriously lead to family breakdown. Most families may have a series of conflicts due to this situation. When conflicts cannot be resolved, a beautiful family will be broken up. This is the most tragic consequence of abandoning the house and cutting off the payment.
So I would like to remind everyone: you must pay off your monthly mortgage on time! Related questions and answers: Related questions and answers: What will happen if the 7-day small loan is not available?
I am deeply affected by this. I am relatively clear about this matter. The 7-day small loan can basically be called 714, or anti-aircraft gun!
Loan
This kind of loan is generally operated and completed online. The information required is more complete than that of ordinary loans, because the information they require is basically Professionally, starting from a certain Alipay IOU, and later to a certain Daibao called a certain loan, etc., these are all commonly used software for 7-day small loans.
Today I will tell you about the process of a certain Daibao. If they want to lend money, they usually find customers through QQ groups, forums, WeChat, etc.
When a customer finds them, they will first obtain the customer's registered information through the collection software and conduct verification. For example, the software below collects quite a lot of information. complete.
Including the front and back of the ID card, as well as the hand-held ID card, as well as the contact information of the third party, emergency contact person, including home address and current address.
After uploading these materials, the other party will receive a message about the materials you uploaded. After they check it, they will conduct a preliminary review of your information. That is. Just call to verify and see if the phone number you provided is authentic. Finally, they will ask you to upload your Alipay Zhima points and your loan records on a certain loan. If your loan records have exceeded one, they will consider whether to release it to you.
Finally, they ask you to register a name through a special software and import your address book. Now your information can be reviewed.
For 7-day short-term loans, the interest rate is usually relatively high. Basically, there is a cut-off interest or high interest rate. The most important thing is that if you borrow 1,000 yuan, they will ask you to pay. For an IOU of 1,000 yuan, an additional note of 1,000 yuan is required. The definition of this note is that if you fail to repay the 1,000 yuan normally, he will ask you to repay 2,000 yuan.
Overdue (what will happen if it doesn’t happen)
After you get the loan, they will not come to you during normal use within a week, but on the 6th day , they will remind you and ask if you continue to renew the lease. If you continue to borrow, they will require you to write a new IOU, which will require you to pay an additional 100~200 yuan in interest, based on 1,000 yuan.
If you don’t have any attitude on the 6th day, and you don’t say you want to continue borrowing, on the 7th day, they will deliberately make you unable to contact them, and then you have nothing to do. Pay off the debt so that the interest doubles on you.
Another situation is that if you don’t have money to repay on the 7th day, your phone number will start to be blocked on the 8th day. These are different from small loan companies. They first He will give priority to the issue of your address book, and he will go through all your address books, and will also use violent phone calls or text messages to call your relatives and friends to force you to repay the money.
If you are immune to these things, people like them are more rough in doing things. They will send the so-called flower q's, as well as ghost b's, etc. Also use your photos to create P-pictures.
The most serious one is that in the past few years, they established an organization called Renren Moushou. This organization is quite powerful. It can be spread all over the country. As long as you are sincere in joining, you can Enter and help recover a debt, and the reward you can get is 25~35%.
Seven-day short-term loans have been basically banned.
Even if there is such a loan, I hope you will not look for it, because this kind of thing is a loan shark, it is best not to touch it, curiosity killed the cat.
If you have suffered deeply, you should choose the right way to protect your rights. Never repay a loan with a loan, otherwise it will drag down your life.
I am a senior victim, please do not guess my identity.