if it is a mortgage loan, the 1-year loan is more cost-effective. Because at present, this kind of mortgage loan of the bank is a revolving credit, and when to use it and when to collect interest. No, no interest. And it is only the interest of the money used.

especially in the operation of enterprises, if money is used after five years, you can also withdraw it at will. Ten thousand steps back, five years later, no money, no interest. So I feel that 1 years is a good deal. for reference only