At present, a number of banks have issued notices to convert the fixed loan interest rate into LPR interest rate. Generally, users who need to convert interest rates can do so through mobile banking, or they can choose to go directly to the business outlets of loan banks to convert LPR interest rates. What materials do I need to prepare for the loan interest rate conversion at the bank outlets? Let's get to know each other.

What do I need to take to the bank to exchange LPR?

It is relatively simple to go to the bank to convert the LPR interest rate. Just bring the original personal ID card and the loan contract. If the loan belongs to both husband and wife, then the spouse needs to go through the LPR interest rate conversion formalities at the bank outlet with his personal ID card.

In fact, LPR interest rate conversion does not require all loans to be converted. Generally, before 2020 1, only mortgage loans were issued or contracts were signed, but no loans were issued; If the remaining loan term is greater than 1 year, the loan interest rate needs to be converted.

The above are some materials that need to be prepared for LPR interest rate conversion, hoping to be helpful.