Quasi-credit card is also a kind of credit card. The overdue of quasi-credit card actually means that the cardholder fails to pay the minimum repayment amount of the current bill within the repayment period stipulated by the issuing bank after spending with the card, resulting in arrears.

It should be noted that credit cards generally have a specified repayment date, so the cardholder will repay the bill before the current repayment date (inclusive) after spending and trading with the card. For example, if the billing date of a card is the 2nd of each month and the repayment date is the 25th of each month, then if the cardholder spends money on 1 and opens an account on the 2nd, he/she needs to make repayment before the 25th of that month.

Of course, some cards have a grace period for repayment, so if the cardholder fails to repay before the repayment date (inclusive) and pays the minimum repayment amount within the subsequent grace period, it will also be regarded as timely repayment and will not be regarded as overdue.

Everyone must form the good habit of paying back the money on time. Once there is overdue behavior, it will be reported to the bank for credit reporting, leaving a bad credit record in the personal credit reporting, resulting in personal credit damage.