The short answer is to let investors know how much money the entrepreneur needs, how much equity will be transferred, and the subsequent arrangements for these funds.
The contents of the financing plan include:
1. Company introduction: Company profile, current status of the company, strength of existing shareholders, credit rating, board resolutions;
2. Project analysis: basic situation of the project, project origin, project value, project feasibility;
3. Market analysis: market capacity, target customers, competitive positioning, market forecast;
4. Management team: Introduction to management personnel, organizational structure, management advantages;
5. Financial plan: Fund requirements, fund usage, financial statements.
Main analysis of financing analysis:
1. Fund operation analysis: According to the company's business strategy and financial system, predict and supervise the company's capital flow and various fund usage, and provide the company's funds Provide information and decision-making support for operation, scheduling and overall planning;
2. Financial policy analysis: analyze and predict the company's financial returns and risks based on various financial statements to provide guidance for the company's business development and financial management policies and systems Provide policy guidance for the establishment and adjustment;
3. Operation management analysis: Participate in financial forecasts of sales and production, budget execution analysis, performance analysis, and put forward professional analysis suggestions to provide professional judgment for business decisions. ;
4. Investment and financing management analysis: Participate in financial calculations, cost analysis, sensitivity analysis and other activities of investment and financing projects, cooperate with superiors to formulate investment and financing plans, prevent risks, and maximize the company's interests ization and stabilizing the company's dynamic balance;
5. Financial analysis report: According to financial management policies and business development needs, write financial analysis reports, investment financial research reports, feasibility study reports, etc., to provide financial decision-making for the company Provide theoretical guidance and direction.
Writing a financing plan is roughly divided into five major steps:
First, the demonstration of the financing project; mainly refers to the feasibility of the project and the rate of return of the project.
Second, the choice of financing channels; as a financier, you should choose a financing method with low cost and fast financing. For example, issue stocks and securities, obtain bank loans, and accept investment from tenants; if your project and current industry are consistent with government policies, you can request government financial support or rely on government publicity.
Third, the allocation of financing; the funds raised should be earmarked to ensure the continuity of project implementation.
Fourth, the repayment of financing; there is always a time limit for the implementation of the project. Once the implementation of the project begins to recover the principal, the financed funds should be repaid reasonably.
Fifth, distribution of financing profits.