1. How to get a cash loan of 50,000 yuan from the bank?

Loan conditions:

1.25 (inclusive)-60 years old (inclusive);

2. Good credit status;

3. Residents of Mainland China (excluding Hong Kong, Macao and Taiwan);

4. Hold personal financial assets of China Construction Bank (including deposits, Financial management products, etc.), or customers with unpaid personal housing loans from China Construction Bank, etc.

Loan amount: 1,000 yuan (inclusive) - 50,000 yuan (inclusive)

Loan period: up to 12 months

Loan interest rate ( Year): 7.2

Processing process:

1. The entire process is processed online;

2. Online application-gt; obtain approval results in real time-gt; Online signing-gt; loan consumption payment-gt; loan return.

Payment methods:

It can be purchased on any domestic e-commerce website, POS card consumption and offline transfer payment. The loan can be repaid at any time, and interest is calculated based on the actual amount used and the number of days.

Repayment process:

1. Online self-service repayment;

2. Log in to online banking-gt; personal loan-gt; return the loan;

3. ATM self-service repayment;

4. Go to the counter of CCB loan institution to repay;

5. The loan can be returned at any time, calculated based on the actual amount used and the number of days .

2. What should I do if I want to get a quick loan of 50,000 yuan? Share some plans!

After years of development, the financial industry has gradually formed a certain scale and launched a variety of loan channels. As an ordinary citizen, there are too many choices. If you want to get a quick loan of 50,000 yuan, you must first understand the following things.

1. Personal loan

If you want a one-time loan of 50,000 yuan, the bank will focus on reviewing the borrower's age, education, assets, credit, occupation, position, salary income, and family situation , place of residence, etc. Among them, credit and income are two more important points. On the one hand, the user's integrity must be examined, and on the other hand, the repayment ability must be ensured.

If the limit is around 50,000 yuan, it will be difficult to apply for a credit loan. Unless your personal qualifications are very good, you can consider a mortgage-guaranteed loan.

Common loan types include: monthly loan, insurance policy loan, provident fund loan, social security loan, personal tax loan, car loan, housing loan, etc. See what qualifying assets you have in your name, and you can use them to Information to apply for a loan.

1. Monthly loan payment. There is a mortgage in your name, the monthly payment period is at least 3 months, and your personal credit is good.

2. Insurance policy loan. There are policies with high cash value, and the annual payment amount is more than 2,000 to 5,000 yuan.

3. Provident fund loan. Have a stable job and pay provident fund continuously for more than half a year.

4. Personal tax loan. Apply for a loan with monthly tax receipts.

2. Enterprise loans

If it is a small and micro enterprise, a loan of 50,000 yuan is relatively simple, and many banks have related businesses. It is generally required that the company has been registered for more than 2 years, has a normal annual tax payment, and also needs to provide corporate statements, including balance sheets, profit and loss statements, cash flow statements, etc. in recent months.

If you want to apply for a loan with a higher limit, you also need to provide qualified mortgage collateral. The bank will verify it. You can go to the branch to find out the specific situation.