This is a regular company.

Second, is China PICC loan legal?

China People's Insurance Company is a legal loan product.

The People's Insurance Company of China (PICC) loan insurance introduced by China People's Insurance Company Limited is mainly aimed at private owners, individual industrial and commercial households and working-class groups, and it is divided into employer loans, employee loans and real estate owners loans. As long as the insurance is successful, the insured can get a small credit loan issued by PICC cooperative bank.

Extended data:

The consequences of protecting loans overdue are still very serious, and Ken will have the following effects:

Generate a penalty interest. Usually, when the loan is not paid in full on the interest payment date, the bank will temporarily list it as a collection note and call the borrower to remind him to repay it within 7 days. Make up the loan within 7 days, and the bank will not charge any late fees. However, if the loan is not repaid for more than 7 days, the bank will classify the loan as "collection" and "deferred repayment", and then it must pay a late fee or penalty interest.

Being blacklisted, bad behavior will be recorded in personal credit report. The name of the lender will appear in the internal system of the bank the day after the deadline, and the credit report will inevitably leave a bad record. If you haven't paid your bill for more than three months, it's very serious. Borrowers will be recorded with bad credit records in the joint credit information center, commonly known as the "blacklist", which may be kept for 5 years.

Affect future loans or credit cards. As long as you enter the blacklist, mortgages and car loans will be affected. Penalty interest is only a loss of money, and a bad credit record is a loss of intangible assets, and its influence cannot be compensated by money.

3. Is 3.PICC microfinance company formal?

Ordinary. Chongqing People's Insurance Co., Ltd. was established in 2017-1-27 with a registered capital of 300 million yuan and legal representative Li. Its business status is continuous operation, and its industrial and commercial registration number is 5009000 10 1443.

(Projects subject to approval according to law can only be operated after approval by relevant departments. Specific business projects shall be subject to the approval documents or licenses of relevant departments. )

4. What is the relationship between Alibaba Group and Ant Financial Group? Is the former the parent company of the latter?

In fact, Alipay is made by Ma Yun and can be listed separately. It is the parent company of Alipay.

The predecessor of Ant Financial Services is Alipay, which belongs to Zhejiang Alibaba E-Commerce Co., Ltd. .. 20 14. Ant Financial Services was established based on Alipay.

1, the company structure has nothing to do with them.

Zhejiang Alibaba E-Commerce Co., Ltd. is 80% owned by Ma Yun and Xie Shihuang, another founder of Alibaba.

20%。 After the establishment of Ant Financial, two rounds of financing were carried out. On July 3rd, 20 15, Series A was announced, with a valuation of US$ 45 billion, and eight strategic investments including National Social Security Fund, CDB Finance and large domestic insurance companies were introduced.

2065438+The second round of financing was announced on April 26th, 2006, with a valuation of $60 billion. The new strategic investors in this round of financing include investment groups led by overseas subsidiaries of CIC, while a number of insurance companies including China Life Insurance and China Post Group (Kaifu and Chunhua Capital) made strategic investments in Round A..

It can be seen that the current shareholders of Ant Financial are also complicated and have some backgrounds. But in it, from beginning to end, there is nothing about Alibaba Group, and neither is Alibaba Group.

2. Ant Financial is the original Ali Xiao Wei, and its business includes Alipay and Alipay Qian Shang Bank. In other words, Ant Financial is the parent company of Alipay and Ali Small Loan. Ant Financial is a purely domestic company, and its relationship with Ali is an affiliated company, a service provider and an important partner of Ali. Ma Yun is the major shareholder of Alibaba, with less than 10% of the shares.