If I apply for a housing provident fund loan in Beijing, the loan amount is related to the deposit period, the purchase area and whether the first home is available. The specific loan amount is as follows:

1. The loan amount of Beijing's provident fund:

(1) If the deposit period is less than one full year, I can borrow 1.2 million yuan.

(2) If the loan applicant is married, when calculating the loan amount, it is calculated by the spouse who has paid for a long time.

2. The floating situation of the loan amount

(1) If the household registration of the loan applicant is in Dongcheng District or Xicheng District of Beijing, the loan amount can be increased by 2, yuan to 1.4 million yuan when purchasing the first house outside the six districts of the city (Dongcheng, Xicheng, Chaoyang, Haidian, Fengtai and Shijingshan District);

(2) If the household registration of the loan applicant is in Chaoyang, Haidian, Fengtai and Shijingshan District, the loan amount can be increased by 1, yuan to 1.3 million yuan;

(3) If it does not belong to the above two situations, buy the first house with a loan amount of 1.2 million.

(4) The loan amount is 6, yuan if it meets the requirements of the second home loan policy.

3. Formula for calculating the loan amount of provident fund

Loan amount = (monthly personal contribution/contribution ratio-living security amount)/monthly repayment coefficient corresponding to the loan period.