What bank's credit card can lend money to buy a car?
1, China Construction Bank Longka Car Loan
CCB Longka Car Loan is a car installment loan product, which can only be applied by users who hold CCB Longka. The borrower first needs to go to the dealer to choose a car, then determine the car price with the dealer and prepare the car loan contract. Then, the borrower takes the dragon card, ID card and other materials to the bank to fill out the application form for car purchase by installment.
After about 5 working days, you will receive the approval notice from CCB. Wait patiently for about 3 days, and CCB can lend money. After that, the borrower can take the dragon card to the 4S store to pay the final payment. CCB Longka car loan is essentially a car loan product, which does not conflict with the credit card quota.
2. China Merchants Bank is easy to buy a car
China Merchants Bank Car Purchase Easy is a credit card loan installment car purchase product under China Merchants Bank. Before applying for China Merchants Bank to buy a car, the borrower needs to prepare at least 30% down payment ratio. After the loan application is successful, the borrower needs to buy auto insurance in the bank, and the vehicle is mortgaged to the bank before the repayment is completed.
3. China Agricultural Bank Kajie Loan
There is no specific requirement for borrowers to hold ABC credit cards, but if they hold credit cards, the pass rate will increase. Agricultural Bank of China's Kajie loan has a maximum loan amount of 3 million yuan, which belongs to mortgage loan and can be used for car purchase, with the longest installment of 5 years.
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