1. loan application: the purpose, amount and time for the borrower to submit the loan to the financial institution. 2. Prepare loan information. 3. Appraisal of house inspection: After the bank submits the above information, it shall conduct on-the-spot investigation and appraisal of the mortgaged property according to the submitted information. 4. Notarization of loan contract. The borrower-level mortgagor fills in the loan contract and all relevant documents, signs them, and notarizes them by the notary. Mortgage registration procedures: the bank shall go to Chaquan for mortgage registration with the certificate of house ownership and notarized loan contract.

Legal objectivity:

Article 9 of the Measures for the Administration of Urban Real Estate Mortgage: If more than two mortgages are set for the same real estate, the mortgagor shall inform the mortgagee of the mortgages already set. The creditor's rights secured by the mortgagor shall not exceed the value of the mortgaged property. After the real estate is mortgaged, if the value of the mortgaged real estate is greater than the balance of the secured creditor's rights, it may be mortgaged again, but it shall not exceed the balance.