Personal car loan refers to a non-profit-making loan issued by a lender to a borrower to buy a car. Personal car loans are suitable for first-hand cars. Personal commercial vehicle loan is a loan issued by the lender to the borrower for the purpose of buying a car for profit. The maximum loan amount is 70% of the vehicle purchase price.
Personal car loan conditions:
A natural person with full capacity for civil conduct, aged from 18 to 60 (inclusive).
Two, with a valid ID card, the city where the loan bank is located, household registration certificate or valid residence certificate, marital status certificate or unmarried certificate.
3. Have a good credit record and willingness to repay.
Four, with a stable source of legitimate income and the ability to repay the loan principal and interest in full and on time.
Five, can pay not less than the prescribed proportion of the first payment of the purchased vehicle.
Six, with the purchase contract or purchase agreement of the purchased vehicle, the purchased vehicle insurance contract, the purchase invoice and other materials.
7. Being able to provide loan guarantee methods recognized by the lender.
Eight, meet other conditions stipulated in the loan.