Generally speaking, it's good. I'm involved. If you want to register, please register references.
You can also get a red envelope by filling in e-micro-loan, I hope it will help you!
Second, is the bank deposit in Gansu reliable?
There is little possibility of a big bank failing (almost none, which is related to social stability), and there is a great possibility of a small bank failing, but there is nothing wrong with this bank failing. It seems that it borrowed 500,000 yuan from other banks through the joint guarantee mechanism. So we say that the money should be stored separately, not all in the same bank (of course, this means a lot of money). Gansu Bank is jointly funded by the provincial government and the municipal and state governments, and the banking industry is jointly guaranteed. The problem should not be great.
Third, is the micro-e loan of Gansu Bank reliable?
Gansu Bank's first micro-loan product "tax e-finance" was successfully launched. The "tax e-finance" product is a credit loan business for small and micro enterprises, legal persons and individual industrial and commercial households jointly established by Gansu Bank and Gansu Provincial State Taxation Bureau. "Tax e-finance" realizes online application, automatic approval, self-help lending and loan repayment through the personal online banking system of Gansu Bank. This product breaks the traditional credit model and realizes the electronic channel operation of the whole process. Loan applicants can apply for loans by themselves without going to physical outlets. This product has the characteristics of no guarantee, large amount, long term, low rate and high efficiency, which solves the problem of "difficult mortgage" of loans for small and micro enterprises and individual industrial and commercial households. First, the characteristics of online loans 1. Low threshold: Online loan is a service specially provided for users with micro-loan needs. The application threshold is quite low, and generally no mortgage guarantee is needed. Upload personal information, work certificate, garage and other information to get a loan. 2. Low quota: Because the threshold for online loan application is low, the risk is relatively high. Lenders often don't give too high a limit, which is usually around 1 1,000 ~ 8,000 yuan. Individual users with better qualifications can get a quota of tens of thousands of yuan. Small amount is an important feature of online lending, which is suitable for users who need money temporarily. 3. Simple application: I believe many people have had this experience. If you want to get a bank loan, you have to queue up first. Some people even have to make an appointment in advance, then communicate the details of the loan, prepare relevant materials for business, and sign relevant contracts after waiting for review. In short, it is time-consuming and laborious. The characteristic of online lending is convenience. You don't need an extra holiday. You can apply for a loan directly online, upload information, and deposit the money directly into your bank card after approval. Second, the consequences of non-repayment of online loans 1. High penalty interest and liquidated damages: High penalty interest refers to the lender's failure to repay the specified amount of loan on time within the specified period, thus calculating the corresponding high overdue penalty interest. If the debtor extends the overdue period for a period of time, the agreed interest will be higher, but no matter how high it is, it cannot exceed the legal scope stipulated by the laws of China. If the loan is not repaid, the lender will be required to pay the corresponding liquidated damages. Therefore, it is best to develop good repayment habits to avoid causing more problems in the future. 2. Credit damage: If the loan is not repaid, it will also affect its credit. Nowadays, many banks and online lending companies have adopted sharing systems. If you borrow money from a bank or an online loan company, you won't pay it back. Then, it is possible that other online loan companies or banks will know your loan arrears. If you want to apply for a loan in the future, it will be difficult or even impossible to get a loan. Because your credit has been damaged.
4. How formal is Rong E?
It's a regular platform.
Ronge Multi-APP is a one-stop credit service platform for individual consumers, small and micro enterprises and individual industrial and commercial households to provide Internet lending services. Recommended by professional big data intelligence, choose a credit loan amount of 0-200,000; Low interest rate, fast payment, easy to solve the problem!
Product characteristics
1, ultra-high limit: the maximum limit after approval is 200,000 yuan;
2. Ultra-low interest rate: the comprehensive annualized interest rate is 6% ~ 24%;
3, convenient and fast: online operation, fast lending;
4. Compliance institution: a regular Internet small loan licensee, which is trustworthy.