Answer: Yes, you confess that everything may be forced ashore. The following is a detailed explanation:
1. Lending behavior: peer-to-peer lending usually has the characteristics of high interest rate and short term, which easily leads to the accumulation of arrears.
2. Accumulated debt: If you have accumulated 654.38+0.3 million debt in three years, it means that you have failed to repay the debt on time or for a long time.
3. Confession: Being honest with creditors will have a positive impact when people realize that they can't repay their debts. This behavior shows that you have the sincerity to solve the problem and may get cooperation and understanding.
4. Forced landing: In some cases, creditors may take legal measures to recover debts, but there is also the possibility of reconciliation. In some cases, the two sides may reach an agreement to repay the debt by installment or lowering the interest rate.
Summary:
By being honest about the problem of arrears, you have the opportunity to negotiate with creditors and find a solution. Landing doesn't mean that you will suffer serious legal consequences, but it means that you will find a solution to the problem of arrears through active cooperation.
Extended data:
The online lending industry is facing stricter supervision in China, and the risk of lending needs to be paid attention to. If you find that you can't repay the loan on time, communicating with creditors as soon as possible is the key to solving the problem. In addition, it is recommended to fully understand the terms such as interest rate and term before borrowing, and carefully choose the loan amount and term according to individual repayment ability.