Agricultural loans include real estate loans. Agriculture-related loans can be divided into agricultural loans and other late loans, including agricultural materials and agricultural infrastructure construction loans, agricultural products processing loans, agricultural production materials manufacturing loans, farmland capital construction loans, agricultural science and technology loans, as well as county real estate loans and construction loans.

Second, can I get a loan to buy a facade?

First of all, it should be noted that shop loans are a kind of commercial real estate loans, not personal housing loans, so provident fund loans cannot be used. The purchase of shops can be commercial loans, and loans can be made to loan companies. If you have good conditions and can endure a long waiting time, it is recommended to buy a shop with a bank loan.

2. When applying for a loan from a store bank, you need the borrower's identity certificate, income certificate, store purchase certificate, mortgage certificate and other information, as well as other conditions required by the bank. At the same time, after submitting the application materials correctly, the borrower also needs to provide a down payment certificate of more than 50% of the house price of the purchased store. The longest loan for shops can be 10 years.

3. As long as the loan can be repaid and the repayment ability is good, you can submit an application to the bank according to the normal loan process. It is understood that the purchase of shops can apply for bank loans, but the following conditions must be met:

1. The borrower has full capacity for civil conduct and can provide valid identity documents;

2. Have the ability to repay the loan principal and interest;

3. Personal credit record is good;

4. There is a commercial housing sales contract or agreement;

5. Have a certain percentage of down payment;

6. Other requirements of the Bank.

3. Can the real estate industry get loans?

Yes, you can. The processing flow of enterprise loans in the real estate industry is as follows:

1. Bring relevant information and submit a written loan application to the bank;

2. The bank receives the information, conducts a preliminary examination, and accepts the application after passing the examination;

3. The bank conducts pre-loan investigation, mainly to investigate the enterprise legal person and enterprise situation, complete the internal examination and approval procedures, and report the examination and approval results;

4. After approval, the borrower and the borrower sign a loan contract;

5. The borrower can guarantee by means of guarantee, mortgage and pledge;

6. The bank issues the loan to the borrower's account.

Of course, real estate enterprises need to meet other conditions when choosing loans, and different banks have different requirements for different real estate enterprises. Therefore, before applying for a loan, an enterprise as a legal person can consult the bank in detail about the loan requirements and make preparations in advance.

Fourth, real estate loan restrictions?

In fact, that industry is not easy to do, it depends on your mentality. Real estate can start with strangers, and loans generally start with acquaintances. If you do real estate, you must go to the developer to be a real estate consultant or planner. Of course, you won't make money in the early stage.