In today's society, buying a house is a major event in the lives of most young people, and it is also one of the goals they strive for. When housing prices are high and economic strength is limited, many people will choose to buy a house with a loan. Relatively speaking, the pressure is less, so where can I get the real estate certificate after buying a house with a loan? I believe that most people have this question, and I will answer this question for you below.

1. Can I get a real estate certificate for a house bought with a loan?

Many friends often worry about whether they will not be able to get a real estate certificate for a house bought with a loan. In fact, this Worry is unnecessary. If the house you buy is an existing house, the real estate certificate can be processed immediately. If you buy an off-plan house, the real estate certificate will be processed after the house is delivered. If you are buying a house with a loan, the bank will only deduct the other property rights certificate of the house, but not the real estate certificate of the house. The other property rights certificate is part of the land certificate. If you are buying a house with a loan, it needs to be handed over to the bank for safekeeping. Because the other warrants for a house bought with a loan are kept by the bank, transactions are not allowed. If you want to trade, you must repay all the bank loans.

2. Where to get the real estate certificate for a house bought with a loan

So where to get the real estate certificate for a house bought with a loan? The real estate certificate will be handed over to the real estate developer for unified processing. The owner only needs to bring his personal documents, house sales contract and other relevant documents to the real estate bureau for processing. At the same time, he must pay deed tax, stamp duty and other related fees. Various taxes and fees are calculated based on the total amount of the house purchase and sale. . Nowadays, many banks issue the real estate certificate of a house. The lending bank takes the real estate certificate to the real estate bureau to register as a pawn and stamps the pawn registration seal on the "Setting Other Rights" on the inside page of the property. The original property certificate will then be issued to the borrower. Therefore, the question of where to get the property certificate for buying a house with a loan depends on the actual situation and is closely related to the lending bank's policy.

The above is the relevant content about whether you can get a real estate certificate for a house bought with a loan and where to get the real estate certificate for a house bought with a loan. However, the policies of real estate bureaus in different places are different. It is recommended that you go to the relevant agencies to understand the situation before applying.