I also applied for a credit card last year. You can apply for any bank's credit card online at will. If you are rejected, you should continue to apply for other pages persistently, and you may have a chance to get a card. However, I personally suggest applying for Bank of Communications. My first online naked application for a gold card issued by Bank of Communications was rejected by other banks every second. Of course, the online application of Bank of Communications is more stringent, and it is necessary to submit a copy of ID card, a copy of work permit and a copy of income certificate. I used it for a year, and now all other banks have issued cards. Now it's a question of whether I want it or not. I want to streaking with a platinum card, not a platinum card.