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How do banks transfer loans to trusts?
First, how do banks transfer loans to trusts?

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Find a trust company and sign an agreement. Then the trust company issues trust products, which are issued by banks. The money raised is made by the trust company as a trust loan, or entrusted to the bank's customers, and the bank issues a guarantee. After the customer receives the trust loan and returns the bank loan, the scale of the bank loan will come down.

2. What are the main sources of funds for trust deposits?

The sources of funds for trust loans are mainly idle funds, profit retention, after-tax accumulation, fund balance and other deposits deposited in the trust department by municipal organs, organizations, enterprises and institutions (including credit cooperatives) in the form of time deposits. The trust deposit interest rate can be higher than the collective unit time deposit interest rate.

Third, the loan bank trust wealth management products, the trust assets managed are (). A. banks B. trust and investment companies C. managers entrusted by banks D. borrowers of credit assets, please help. ...

Correct answer: b

B capital credit business refers to the business that investors manage, use and dispose of their legitimate trust and investment companies in their own names for the benefit of beneficiaries or for specific purposes. In the loan bank's trust wealth management products, the bank invests the raised customer funds in the trust plan of the trust investment company, so the manager is the trust investment company, and the eight options are correct.

Fourth, whether bank credit funds can replace trust loans.

Can credit funds replace trust loans? I think we should. If we are in the same bank, I think we should be able to pay for the replacement in that bank.