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Who are the main creditors that Mingcheng needs to repay?
The main creditors that Mingcheng needs to repay are:

1. Lender: Lenders are most concerned about the security of creditor's rights, including the recovery of due loans and the repayment of interest.

2. Commercial creditors: What commercial creditors are most concerned about is the ability of enterprises to repay loans on time.

3. Non-governmental lending creditors: Non-governmental lending creditors refer to people who lend money to others in the non-governmental lending relationship according to China's current laws.