1, make an appointment in advance
Advance repayment requires an appointment, which can't be handled as soon as you arrive at the bank. General banks must make an appointment 15 days or 1 month in advance, and different banks have different regulations. Please know the applicant bank for details.
2. About liquidated damages
Generally speaking, if the loan is less than half a year or one year, most banks will charge liquidated damages, and the specific proportion needs to be consulted with the relevant banks. Therefore, the borrower can compare the payment of liquidated damages and interest, and then decide whether to repay the loan in advance.
3. Quantity limitation
There is no limit on the number of times to repay the car loan in advance, and it can be paid off in full or in part. It's just that the starting amount of each loan repayment is different from bank to bank. Some regulations are 65,438+0,000 yuan or multiples of 65,438+0,000 yuan, and some banks stipulate that the loan can be repaid in advance if it is more than 1000 yuan.
It is worth noting that whether the auto loan is repaid in advance, whether it is cost-effective and whether it is suitable for everyone needs to be comprehensively considered from the aspects of auto loan interest rate, personal investment ability, personal short-term capital demand and economic environment.
The above is the relevant knowledge about auto loan. If you need money urgently, I suggest you choose a big brand loan, with transparent interest and fees to ensure your information security. "Qianhua" is the original Baidu financial credit service brand (formerly known as Baidu Qianhua), and its positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model. Relying on the advantages of Baidu technology and scene, "Qianhua" uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe Internet credit services. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. The maximum loan amount is 200,000 yuan.