1. Before purchasing a house, the buyer applies for a house purchase loan from the bank. After the property owner goes to the bank to sign the consent form, the bank will review the buyer's credit situation, determine how much money can be borrowed, and issue the same Loans to home buyers.

2. After the home buyer obtains the loan letter, he and the owner can go to the Housing Authority to handle the property transfer procedures.

3. After completing the transfer and receiving the new real estate certificate, the bank staff will take the new real estate certificate to the Housing Authority to register the mortgage. After processing, the bank will directly transfer the loan to the owner's bank account.

This is the end of the house purchase loan procedure.