Used car loan needs information:

Original and photocopy of ID card, residence booklet or other valid residence certificate; And proof of professional income; Two one-inch recent photos, if the car buyer is married, marriage certificate and spouse certificate are required; Car purchase agreement, contract or letter of intent signed with the dealer.

Lending process of lending institutions:

Car buyers first determine the financial institutions for loans, and financial institutions will recommend special dealers who sign cooperation agreements on second-hand car consumption loans for users; Go to the dealer to choose the used car you want to buy, sign a car purchase agreement with the dealer, and make clear the model, quantity and color. Bring information to financial institutions to apply for loans; After verifying the information, the financial institution will sign a loan contract and a guarantee contract with the borrower; After the above procedures are completed, the financial institution issues a loan notice to the dealer; Generally, it takes about 15 working days to lend money, transfer ownership, pick up a car and buy auto insurance.

Million car purchase subsidy