Yes, but there are few door-to-door collections. Generally, the expenses incurred after overdue will be fully indicated in the loan agreement, but the dunning method is determined by the loan company. After a long time, the loan company will also collect money.

Main debt collection methods of CreditEase Loan:

1, telephone collection. At present, the collection methods of non-performing loans in microfinance mainly include telephone collection and telephone collection. Telephone collection refers to the collection method that the collection personnel in charge of loan management of small loans communicate by telephone, and make an agreement with the borrower in combination with computer systems and peripheral auxiliary tools to achieve the purpose of creditor's rights recovery.

2. Foreign visit collection, that is, the foreign visit procedure in the management operation of small loans, whose initial purpose is to make up for the lack of direct contact with debtors in the telephone collection operation. In the case of unsuccessful telephone collection, it is necessary to supplement it with reasonable and legal on-site visits to improve the telephone collection and form a three-dimensional sense of oppression.

3. Outsourcing collection refers to entrusting the problem cases to a qualified outsourcing collection platform for collection. The advantage of outsourcing collection is that it can save the manpower and material resources of the entrusting unit and use the professionalism of the outsourcing collection company to recover the arrears better. The disadvantage is the high cost of outsourcing collection.

Extended data:

Consequences of non-repayment of loans:

1, loan contracts with high penalty interest generally have default provisions and penalty interest clauses. If the borrower repays the loan on time, it only needs to repay the principal and interest normally. Once the borrower breaches the contract, the borrower needs to pay the corresponding liquidated damages or penalty interest according to the contract.

2. file a lawsuit. If the borrower fails to pay back the money, the lending institution may bring a lawsuit to the court. If the borrower loses the case, he will not only face the auction of assets to pay off debts, but also bear legal fees, preservation fees, execution fees and attorney fees.

3. Personal credit information is affected.

According to Article 207 of the Contract Law, if the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest as agreed.