The withdrawal of housing provident fund refers to the depositor's going to the relevant department to withdraw the provident fund, and according to the requirements of the withdrawal of the provident fund, part or all of the amount in the provident fund account is withdrawn to the personal bank account. Provident fund withdrawal is divided into three types: agreed withdrawal, partial withdrawal and cancellation withdrawal. To withdraw the provident fund, you need to apply for a joint provident fund card at the designated bank in advance, and the withdrawn provident fund will be directly transferred to the joint savings account.

The extraction conditions of housing provident fund:

1, where owner-occupied houses are purchased, provide purchase contracts, agreements or other certificates;

2, the purchase of owner-occupied housing, provide approval documents or other documents from the administrative departments of construction and land;

3, renovation, overhaul occupied housing, provide the approval documents of the planning administrative department or other documents;

4. Retirement, provide retirement certificate;

5, completely lost the ability to work and terminate the labor relationship with the unit, provide proof of complete loss of labor ability and proof of termination of labor relations;

6, after the termination of labor relations with the unit, not re employment for five years, to provide proof of unemployment;

7. if you leave the country to settle down, provide proof of leaving the country to settle down;

8, account out of the administrative region of this province, provide proof of migration;

9 to repay the principal and interest of the house purchase loan, and provide the house purchase loan contract;

10, pay rent, provide proof of salary income and house lease contract;

1 1, migrant workers and units terminate labor relations, and provide household registration certificates and certificates of termination of labor relations;

12. Other circumstances specified by the Housing Provident Fund Management Center.

To sum up, the housing provident fund is used by employees when buying a house or renting a house. As long as it meets the conditions for withdrawing the provident fund, it can be withdrawn and used.

Legal basis:

Article 25 of the Regulations on the Management of Housing Provident Fund

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.