No provident fund, no loans from different places to buy a house. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees. This definition of housing accumulation fund contains the following five meanings: (1) Housing accumulation fund is only established in cities and towns, and the housing accumulation fund system is not established in rural areas. (2) Only on-the-job employees can establish the housing accumulation fund system. Unemployed urban residents do not implement the housing provident fund system, and retired workers do not implement the housing provident fund system. (3) The housing accumulation fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the individual contributions of employees are withheld by the unit, they will be paid into the individual account of housing provident fund together with the unit contributions. (4) The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must be paid continuously in accordance with the regulations during their employment, and shall not be suspended or interrupted except for employees' retirement or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund. It embodies the stability, unity, standardization and compulsion of housing provident fund. (5) Housing provident fund is a personal housing savings fund for employees' housing consumption expenditure, which has two characteristics: first, it is cumulative, that is, although housing provident fund is an integral part of employees' wages, it is not paid in cash, and must be deposited in a special account opened by the housing provident fund management center in the entrusted bank, and special account management is implemented. The second is specificity. The housing accumulation fund shall be earmarked for special purposes and can only be used for the purchase, construction, overhaul of self-occupied housing or the payment of rent during storage. Only when the employee retires, dies, completely loses the ability to work and terminates the labor relationship with the unit or moves out of the original city can the housing provident fund be withdrawn from the account. According to the above regulations and credit business regulations, it is not allowed to buy a house with housing provident fund loans in different places. You can try to buy a house in a different place in other ways. There are many ways to buy a house now, and it is not cost-effective to buy a house with pocket money. You should think more about buying a house. I wish you a satisfactory house.

Second, can you use the provident fund loan to buy a house in a different place?

If the provident fund paid in different places can be loaned to buy a house, according to the current provident fund withdrawal policy, eligible employees can withdraw their own provident fund when purchasing their own property houses outside the city. Eligible employees refer to the household registration certificate or work certificate of the city where the house is purchased. There are the following procedures for buying a house with a provident fund loan in different places: 1. Loan Consultation Buyers need to consult the loan management center that applies for provident fund loans, and ask whether you are allowed to apply for loans in different places, if so, what conditions are needed, what materials are prepared, and so on. 2. Loan application Next, buyers need to submit an application for a loan in a different place to the provident fund deposit management center. The staff will confirm your application to see if the information you said is true. After confirmation, the staff will issue a certificate for you to use the housing provident fund for employees with off-site loans. 3. Submit information. Buyers need relevant information to the provident fund management center where they apply for loans. The staff will review your information to confirm its authenticity and integrity. At the same time, the management center where you deposit the provident fund will mark your off-site loans and establish a detailed account of off-site loans. 4. After the loan information is approved, the provident fund center applying for the loan will handle the loan procedures for the buyers and issue the loan to you. You need to repay on time, and the city's provident fund management center will also cooperate with the loan provident fund center to urge you to repay. Paragraph 2 of Article 15 of the Regulations on the Management of Housing Provident Fund stipulates that if a unit terminates its labor relationship with its employees, it shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center for registration of change; And with the audit documents of the housing provident fund management center, go to the entrusted bank to handle the transfer or sealing procedures of the employee housing provident fund account. Warm reminder that the above answer is only for the current information combined with my understanding of the law. Please refer carefully! If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.

3. Can the foreign provident fund buy a house in Xi 'an?

No, according to the relevant regulations, you can't apply for a loan with foreign provident fund when buying a house in Xi 'an. If you want to apply for a loan, you can only apply for a commercial loan. Or you can transfer the off-site provident fund to Xi 'an. You can consult the housing construction department for specific procedures, and you can buy a house in Xi 'an.

4. Can I buy a house with a provident fund loan in a different place?

Legal analysis: Yes. Provident funds can buy houses in different places. According to the current provident fund withdrawal policy, eligible employees can withdraw their own provident fund when they buy their own property houses outside the city. When buying a house in other places, local employees should provide their own and their spouses' ID cards, provident fund cards, purchase contracts, real estate licenses, full payment and household registration certificates or work certificates.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.