It will have an impact. For banks and other financial institutions, employees who leave or resign are unstable, so their ability to repay loans will be questioned. Generally speaking, you will be required to work in your current unit for at least 6 months, and only a few small loan companies will relax this condition.

If you need a loan or apply for a credit card, it is recommended not to leave your job easily at this time. With the existing length of service as a springboard, it is easier for you to get a loan, especially if you need a mortgage in the near future, you must consider whether to leave your job.

Secondly, if you have left your job or changed jobs, the demand for loans is not so urgent. You can apply for a loan after working for 6 months or saving enough cash for 6 months. This can avoid the threshold of working time limit.