In addition, if you apply for installment repayment, you will also be charged a handling fee of 6% of the remaining repayment amount. When repaying, you can also choose to automatically deduct the expired bank card or take the initiative to repay in advance.
The lending steps of lightning loan are as follows:
Open the mobile phone WeChat, then search for "lightning loan" and pay attention to the official account of "lightning loan" WeChat.
After entering the official WeChat account, the system will send a message and click "I want to borrow" at the bottom to enter the main interface of lightning loan.
New users will enter the registration interface, register with their mobile phone number and borrow money, but it should be noted that the minimum amount of borrowing is 1000 yuan.
Extended data:
Bank's installment repayment is an installment repayment business launched to avoid penalty interest according to the total consumption limit when customers can't repay the overdraft amount of credit cards at one time.
Compared with installment payment, installment payment is different in application procedure and application scope.
For example, if Xiao Li wants to buy a mobile phone by stages, he will go to a store that cooperates with a credit card. The installment repayment business does not need to specify the place and category of consumption. If the customer realizes that he can't repay in full on time after swiping the card, he can call to apply.
Baidu encyclopedia-installment repayment