"Loan packaging" means that some customers are not qualified, or their credit information is not good, so they can't get the loan, so they package it and lend the money. Is to package your personal information from the beginning, including work unit, address, part, landline, home address, credit information and so on. It's like a different person, except your name, of course. So many small loans, intermediaries, etc. It will package customers and cheat customers under the guise of successful loan package and high quota. Packaging customers are dangerous. All packaging customers pay first, and even if the loan is unsuccessful, there will be no refund in the end.

"Loan packaging" is a kind of loan fraud. Once it is finally discovered, you may have to bear certain legal responsibilities. The borrowing company has the right to sue you and the packaging company, so it is best not to touch the law.

So don't believe the advertisements of those companies casually. First of all, we are not professional lawyers, so we can't confirm whether the contract is legal and reasonable. Secondly, if the information in the loan package is modified, it involves fraud, and it is very likely that you will bear criminal responsibility. At this time, even if you find yourself cheated by the packaging company, you dare not call the police to fight for your rights.